True Valentines Day
Amidst the Valentine's day hype, what does it really mean? Solution found in Arun's Blog. :-)
ECR Drive on New Year Day
All of sudden we (LAN, Ram, Kannan and Me) planned for a ride on East Coast Road (ECR) on account of New Year. Driving at night won’t be a good idea so we planned at morning 7AM to kick off the drive. The sad part is I woke up at 7AM only, because I retired late the day before. Ram was punctual, at 7 he came to my room and he may be upset after seeing me, as I was late. Soon I geared up with my activities and got ready. Meantime Ram started to disturb Kannan’s dream and Kannan started getting ready. Lan, couldn’t make that day with us due to his illness, so we forgave him. At 8AM we started our drive and after completing our breakfast in Hotel Insuvai, Royal Enfield and Discover joined the ECR parade.
The road was unusual, full of traffic because of New Year. Bikes were dominating the road that day. We made ourselves to be more cautious on our drive. We maintained 40km speed and drove by chatting and taking photographs all the way. We stopped our journey in a park and took rest over there and had a good time in that park. Crocodile bank and Muttukaadu Lake had population scarcity in the early hours. The weather was promising and was favourable to our drive. Even at 10 it was cool and the beach nearby us added more beauty to our ride and it made even more pleasant drive.
We decided to change our drive from slow pace to fast pace as the road was free, and started cruising the machine. Oh my God, soon I realise, the speedometer needle crossed 100 and I reduced the speed. We were crossing Mahaballipuram, which was crowded.
Ram asked, wanna try Royal Enfield. With little fear, I agreed :-). I sat on it and felt the glory of Royal Enfield. Before drive, Ram gave me the instructions and tips, and I was keenly listening to him. After that I kick started by keeping the Amp needle in 90 degrees and after few failures, Bullet got started in its typical sound. The gear system is totally different and recollected Ram instructions and applied first gear. It was a great success and the mammoth started moving. I changed the Gear from 1 to 2 to 3 to 4 and gradually increased the speed and felt like sailing in a ship. That much pleasure esteem and pride while driving it and started thinking, the bike to be owned :-)
We almost travelled 50km and decided to return back. On the way we visited Tiger cave, a cool place. Had fun over there and were chatting by having ilaneer, velri and ezhantha pazham. We left that place and started travelling toward point 0. On the way we happened to see few terrific accidents and it again remained us to maintain our speed to minimal and reached safely.
Kannan took control on the camera through out our journey but no usefull photographs :-)
The road was unusual, full of traffic because of New Year. Bikes were dominating the road that day. We made ourselves to be more cautious on our drive. We maintained 40km speed and drove by chatting and taking photographs all the way. We stopped our journey in a park and took rest over there and had a good time in that park. Crocodile bank and Muttukaadu Lake had population scarcity in the early hours. The weather was promising and was favourable to our drive. Even at 10 it was cool and the beach nearby us added more beauty to our ride and it made even more pleasant drive.
We decided to change our drive from slow pace to fast pace as the road was free, and started cruising the machine. Oh my God, soon I realise, the speedometer needle crossed 100 and I reduced the speed. We were crossing Mahaballipuram, which was crowded.
Ram asked, wanna try Royal Enfield. With little fear, I agreed :-). I sat on it and felt the glory of Royal Enfield. Before drive, Ram gave me the instructions and tips, and I was keenly listening to him. After that I kick started by keeping the Amp needle in 90 degrees and after few failures, Bullet got started in its typical sound. The gear system is totally different and recollected Ram instructions and applied first gear. It was a great success and the mammoth started moving. I changed the Gear from 1 to 2 to 3 to 4 and gradually increased the speed and felt like sailing in a ship. That much pleasure esteem and pride while driving it and started thinking, the bike to be owned :-)
We almost travelled 50km and decided to return back. On the way we visited Tiger cave, a cool place. Had fun over there and were chatting by having ilaneer, velri and ezhantha pazham. We left that place and started travelling toward point 0. On the way we happened to see few terrific accidents and it again remained us to maintain our speed to minimal and reached safely.
Kannan took control on the camera through out our journey but no usefull photographs :-)
80C
Time to submit our investment receipts for tax saving. Last minute investors busily searching various channels to invest for tax saving. A brief information of different 80C channels I have listed.
Say, a person’s gross annual income is Rs.5 lakh and he invests Rs.1 lakh under 80C, his net taxable income becomes Rs.4 lakh.
If failed to invest this year at least we can make proactive decesion in the coming financial year by investing early.
80C Tax-saving channels
Other expenses that qualify under section 80C are, School fee of two children of the taxpayer and home loan repayment of the principal portion.
Say, a person’s gross annual income is Rs.5 lakh and he invests Rs.1 lakh under 80C, his net taxable income becomes Rs.4 lakh.
If failed to invest this year at least we can make proactive decesion in the coming financial year by investing early.
80C Tax-saving channels
Saving option | Lock-in period | Risk |
Provident fund, pension fund | Till end of service | Nil |
Public Provident Fund | 15 years | Nil |
National Savings Certificates | 6 years | Nil |
Bank fixed deposits | 5 years | Low |
Insurance policies (endowment, money-back) | Policy term | Low |
Ulips, pension plans | 3-5 years | Low to high |
Tax plans of mutual funds | 3 years | High |
Other expenses that qualify under section 80C are, School fee of two children of the taxpayer and home loan repayment of the principal portion.
Vagabond day in Velachery
After discharging from work I planned to go to Ilay machi’s home (I call him KD) after a long time. At last rain deterred my plan and I sadly settled in my room and end up in washing my clothes. Anxious Ilayaraja buzzed my mobile and started scolding me for not yet started to Velachery, and I consoled him by explaining my situation and told him I will make it up on Sunday. With disappointment he ended the call I suppose.
Next day, bright sunny Sunday. Along with Dakshina mama we started our house hunt for mama in Tiruvanmiyur. Before starting Bagya called me, mam’s veetuku varuvingala matingala and I replied I am on the way to home only. In Tiruvanmiyur few pleasing homes came across in our way and some were kept for consideration. At noon, mama left for his friend’s home and I started towards Ilay’s home in Velachery. After parking my bike I started climbing the staircase. Biriyani aroma started pulling me heavily towards the home.I knocked the door, Bharthi opened the door by welcoming me vanga mama, ethana naal achu pathu. By answering I entered the home and to my left Thangaraj mam’s was sitting and in the down Ilay KD was lying and was engaged in watching television. After a brief chat, I started towards kitchen to see periyamma who was totally busy in preparing lunch. After enquiring about her health I settled down in the hall and started chatting. Bagya was missing and mama and athai too were missing on that day :-(.
Lunch preparation was almost finished and we dined in the hall itself and eagerly waiting to attack Biriyani. Everybody had a satisfactory lunch and Biriyani’s spice was at its best. Post lunch we became so tired and placed ourself in 180 degree. Suddenly planned to go for movie and Poo, which many appraised as good became our target and decided to see it. Ilay KD called Kovith who was already busy packing his luggages for shifting his home from Kotturpuram to Beasant nagar. As he was ready, we took our car and reached kotturpuram and dumped all his luggages inside the car and reached Besant nagar and placed the luggages in his new home and made him comfortable over there. Kovith was so tired that he couldn’t able to accompany us for the movie. After confirming the ticked availability in Mayajaal we were heading for Mayajaal leaving Kovith in home.
I wish to keyboard my experience about that movie, but due to short of time, will do it possibly in the forthcoming post.
Next day, bright sunny Sunday. Along with Dakshina mama we started our house hunt for mama in Tiruvanmiyur. Before starting Bagya called me, mam’s veetuku varuvingala matingala and I replied I am on the way to home only. In Tiruvanmiyur few pleasing homes came across in our way and some were kept for consideration. At noon, mama left for his friend’s home and I started towards Ilay’s home in Velachery. After parking my bike I started climbing the staircase. Biriyani aroma started pulling me heavily towards the home.I knocked the door, Bharthi opened the door by welcoming me vanga mama, ethana naal achu pathu. By answering I entered the home and to my left Thangaraj mam’s was sitting and in the down Ilay KD was lying and was engaged in watching television. After a brief chat, I started towards kitchen to see periyamma who was totally busy in preparing lunch. After enquiring about her health I settled down in the hall and started chatting. Bagya was missing and mama and athai too were missing on that day :-(.
Lunch preparation was almost finished and we dined in the hall itself and eagerly waiting to attack Biriyani. Everybody had a satisfactory lunch and Biriyani’s spice was at its best. Post lunch we became so tired and placed ourself in 180 degree. Suddenly planned to go for movie and Poo, which many appraised as good became our target and decided to see it. Ilay KD called Kovith who was already busy packing his luggages for shifting his home from Kotturpuram to Beasant nagar. As he was ready, we took our car and reached kotturpuram and dumped all his luggages inside the car and reached Besant nagar and placed the luggages in his new home and made him comfortable over there. Kovith was so tired that he couldn’t able to accompany us for the movie. After confirming the ticked availability in Mayajaal we were heading for Mayajaal leaving Kovith in home.
I wish to keyboard my experience about that movie, but due to short of time, will do it possibly in the forthcoming post.
Karupan da
Before retiring for the night I started searching for my mobile in my home to have it nearby (mobile is least bothered in my native). After I got it I started looking my received calls and SMS’s. SMS from Ramesh(friends call him karupan) indeed made me bright and joy. The SMS read, “I have gifted by male baby.” All my family members were glad and blessed the baby when I shared that news to them.
A sudden flash back started revolving in my head about the days we spent during the college …He joined the college very late and if any question posed on him during the class hours he will reply “I am new comer” and use this as an excuse to escape but the funny part is till the year end whatever question asked, his reply was “I am new comer, I am new comer” :-) …We almost ruled the entire Salem city those days. Often paired with Ramesh, we go for movies, in almost all theatres across Salem starting from Junction till old bus stand. …The night out studies in his room in Yerikadai …The promises we took for not seeing any movies and start concentrating on studies for the semester but, the very next day itself we denounce our promise and move for movie … We plan by dividing 5 units among us to study for semester and each after finish studying will give KT to others but he without studying any of the units he will hear only the story from us without any pain and he is the one and only man who uses more number of pages in the examination but God only understand his bullet speed handwriting …After successfully completing the degree we started heading towards the alien city (till then), Chennai. In our room Ashok, Kannan, Srini, Venky and myself (Sanjeev won't attend this session because he is big dhadha) will have mock interviews, in that if we ask Ramesh to answer Tell me about your-self? He will reply, “I am S Ramesh Kumar. My native place is Aaralvoimozhi. It is full of windmills….” A heavy laughter will break out :-) by commenting him.
Such a fun filled days we came over. Now he has become father, with loads of responsibilities, and has to run his family with vigour. Lots of thought comes in my mind but I have one thing to say “inimelavathu vandi oota kathukoda”
I wish the baby and his parents.. all the happiness.
A sudden flash back started revolving in my head about the days we spent during the college …He joined the college very late and if any question posed on him during the class hours he will reply “I am new comer” and use this as an excuse to escape but the funny part is till the year end whatever question asked, his reply was “I am new comer, I am new comer” :-) …We almost ruled the entire Salem city those days. Often paired with Ramesh, we go for movies, in almost all theatres across Salem starting from Junction till old bus stand. …The night out studies in his room in Yerikadai …The promises we took for not seeing any movies and start concentrating on studies for the semester but, the very next day itself we denounce our promise and move for movie … We plan by dividing 5 units among us to study for semester and each after finish studying will give KT to others but he without studying any of the units he will hear only the story from us without any pain and he is the one and only man who uses more number of pages in the examination but God only understand his bullet speed handwriting …After successfully completing the degree we started heading towards the alien city (till then), Chennai. In our room Ashok, Kannan, Srini, Venky and myself (Sanjeev won't attend this session because he is big dhadha) will have mock interviews, in that if we ask Ramesh to answer Tell me about your-self? He will reply, “I am S Ramesh Kumar. My native place is Aaralvoimozhi. It is full of windmills….” A heavy laughter will break out :-) by commenting him.
Such a fun filled days we came over. Now he has become father, with loads of responsibilities, and has to run his family with vigour. Lots of thought comes in my mind but I have one thing to say “inimelavathu vandi oota kathukoda”
I wish the baby and his parents.. all the happiness.
